Actuarial

Life Expectancies in the US Worsen (but with some bright spots)

The CDC has just published its new set of reports analyzing the trends in mortality and life expectancy from 2016 to 2017. Unfortunately, there has been a decline in overall life expectancies in the US.  Sources of mortality that have shown statistically significant increases in mortality are (from highest to lowest impact): Uninentional Injuries Influenza …

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Tracking Presidential Polls: A New Approach

Final Review: A summary of the final results can be found here. Original article: 7/22/2016:  Being in the height of the presidential election season, there is intense interest as to who is likely to win the November elections.  The standard approach in the press has been to commission a poll, report the results and compare …

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Predictive Analytics in Long-Term Care

Howard Zail, partner at Elucidor, will be presenting ideas on predictive analytics in long-term care at the 2012 Society of Actuaries (SOA) annual conference.  He will present on Tuesday, October 16 in  “Session 112:  Hot Topics in Long Term Care Insurance.” Howard will describe how advances in predictive analytics can be applied in an insurance environment …

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Turing Award goes to Bayesian Network Specialist

The Turing Award, which is the computer science equivalent of the Nobel Prize, was awarded to Judea Pearl.  Pearl was honored for his contributions to artificial intelligence.  He championed a probabilistic way of creating smart computer systems rather than building a set of rules.  These systems are encapsulated in Bayesian Networks. Bayesian analysis forms a …

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Lotter Actuarial Partners is now Elucidor

In 1994, I formed Lotter Actuarial Partners, Inc., an actuarial consulting firm specializing in buy-side insurance company appraisals, mortality science and critical illness product design and underwriting. Over the ensuing years, Lotter Actuarial Partners was fortunate to attract talented and creative actuaries, systems analysts, programmers, medical doctors, underwriters and other professionals who brought additional expertise …

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Elucidor can Analyze your Critical Illness Experience

Elucidor can help you get the most out of your Critical Illness experience data.  Because Critical Illness insurance is such a new product, there is very little data available to price benefits.  Using Elucidor’s proprietary predictive modeling engine, DeepInsight!, it is possible to determine within a few short years of writing new Critical Illness business …

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Welcome to the New Elucidor Website

We are proud to announce the launch of the Elucidor Website.  Elucidor is a specialist actuarial consulting company that focuses on bringing advanced analytics to solving difficult  insurance-related problems. We hope you enjoy this website and welcome your feedback at info@elucidor.com.